Trade Finance Loans

Taking into account the necessity of successful competition in the fast growing business environment as well as the limited possibilities in the local market we offer trade financing tools: import, order financing and pre-export financing loans.

The provision of non-cash, up to 11 months privileged period as well as the existence of alternative options of payment make this tool more appropriate for the realization of Your business goals.

The decision of crediting is made within 3 working days and the loan is provided within 5 days after the customer presents the necessary documents for loan processing.

Import Financing
Currency USD EUR AMD
Rate 7.25-8.75% 5.75-7.25%11.5-12.5%
Maximum TenorThe length of commercial cycle of particular product, but nor more than 24 months
Objective Import of working capital and equipments

Export Financing
Currency USDEUR AMD
Rate 7.25-8.75% 5.75-7.25%from 11.5-12.5%
Maximum TenorReasonable period stipulated by the contract , but not more than 12 months
Objective Financing of purchasing goods / services for execution of export contract
Order Financing
Currency USDEUR AMD
Rate 9-10% 6.5-7.5%12-13%
Maximum TenorReasonable period stipulated by the contract, but not more than 12 months
Objective Supply and provision of goods and services intended by contract/tender

At the moment, the declared "Export Promotion Credits" (see side table) is 1 percentage point lower than the annual interest rate

Pre-export and post-export
Currency USDEUR AMD
Rate 7.25-8.75% 5.75-7.25%from 11-12%
Maximum TenorReasonable period stipulated by the contract , but not more than 12 months
Objective Financing of purchasing goods / services for execution of export contract

Additional discounts can be provided for loans secured by the EIA insurance policy.

Trade finance terms

List of required documentation

* In case of discrepancies between the published Armenian and English language information, the Armenian information prevails.