Mortgage loan

ARMSWISSBANK offers attractive and affordable terms of mortgage loans to purchase, repair or construct real estate.

We are the first to offer loan pre approval service due to which you can:

  • Before searching the real estate know the possible maximum amount of money the bank may lend you,
  • Get the loan in a short time after choosing the real estate,
  • Negotiate with the seller on the apartment price,

We offer young families to improve the apartment conditions using the available

  • "National mortgage company UCO" CJSC program or
  • “Affordable apartment to the young families” program of RCO.

 
Real estate loans to Purchase Repair Construct
Rate` 9,75%-12.5% 9,75%-12.5% 9,75%-12.5%
Fixed annual interest rate 10.52%-16.98%10.52%-16.98%10.52%-16.98%
Maximum tenor (month) 120-24060-120 120-240
Currency AMDAMD AMD

More (in Armenian)

       
Real estate Purchase    
Rate 7%-7.5%(in case of purchasing real estate
in Yerevan, ministry of finance will
subsidize 2%, if in regions of RA- 4%).
   
Fixed annual interest rate 3.34%-11.94%   
Maximum tenor (month) 120-144   
Currency AMD   

More (in Armenian)

In collaboration with French Development Agency we present the energy-efficiency program of the National Mortgage Company UCO CJSC aiming to finance the renovation of a residential real estate.

This program will give you an opportunity to:

  • Reduce the expenses of consumed energy
  • Get long-term financing with privileged period

HOUSING MICROFINANCE PROGRAM
Real estate Renovation
Rate 11.5%
Fixed annual interest rate 12.72%-21.36%
Maximum tenor (month) 60-120
Currency AMD
ENERGYEFFICIENT RENOVATION PROGRAM
Real estate Renovation
Rate 9.5%
Fixed annual interest rate 10.81%-13.76%
Maximum tenor (month) 60-120
Currency AMD

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MORTGAGE LOANS in AMD
Real estate Purchase Repair Construct
Floating rate
For first 36 months 11.5%-12.5%
For 37-240 monthsՀՏ1*+5,5-6,5%
Fixed annual interest rate 12,39%-18.84%
Maximum tenor (month) 240120240
Currency AMD

More (in Armenian)

MORTGAGE LOANS in USD
Real estate Purchase Repair Construct
Fixed rate
Rate9.5%-10.5%
Fixed annual interest rate 9.64%-13.19%
Maximum tenor (month) 180
Currency USD
Floating rate
For first 36 months 9%
For 37-240 monthsՀՏ2+6.5%
Fixed annual interest rate 9.64%-13.19%
Maximum tenor (month) 240 120240
Currency USD

More (in Armenian)

MORTGAGE LOANS in EUR
Real estate Purchase Repair Construct
Fixed rate
Rate8.5%-10%
Fixed annual interest rate 7.48%-13.37%
Maximum tenor (month) 180
Currency EUR
Floating rate
For first 36 months 7%
For 37-240 monthsՀՀՏ3+7%
Fixed annual interest rate 7.48%-13.37%
Maximum tenor (month) 240 120240
Currency EUR

More (in Armenian)

TENORS OF MORTGAGE LOAN PROVISION
Decision Making Tenor3 business days
Client Notification about final decision 1 business day
Tenor of money provision 5 business days after submission of all required documents by the client



List of required documentation

Mortgage Loans Unified Information Bulletin


www.abcfinance.am

https://www.abcfinance.am/finhelper/

*Changes in foreign exchange rates may have an effect on loan repayments (for foreign currency loans).
* The Bank does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites by the third parties.
* In case of discrepancies between the published Armenian and English language information, the Armenian information prevails.