Deposits

We offer multi-currency term deposits with flexible rates and maturities, starting from 30 days. The advantage of term deposits over other investment options is their simplicity and predictability; they are a very safe option for low-risk investors who prefer predictable income over a set period. A deposit account allows you to earn a guaranteed return on the amount invested for a fixed period, and can be chosen according to the type of currency, maturity period or interest payment options. Please note that ArmSwissBank has minimum limits for the following currencies:

  • AMD starting from 2,000,000
  • USD starting from 5,000
  • EUR starting from 10,000
  • CHF starting from 50,000

Further information on term deposits

IN THE CASE OF DISAGREEMENT OF LOANS CURRENCY AND FUNDS/DEPOSITS
ISO CODE CURRENCY NAME UP TO 30 31-90 91-180 181-270 271-365
AMD AMD 11.00%11.00%12.00%12.50%13.00%
USD USD8.50%9.00%9.50%9.75%10.00%
EUR EUR8.00%8.50%9.00%9.25%9.50%

 

IN THE CASE OF AGRREMENT OF DEPOIST AND LOANS CURRENCY
AMD Percentage of deposit plus two percentage point
OTHER CURRENCY Percentage of deposit plus three percentage point

 

IN THE CASE OF BONDS ISSUED BY THE BANK
ISSUE CURRENCY EVALUATION UP TO 30 31-90
AMD The assessment is conducted according to the given tranche (ISIN) coupon yield 10.00% 10.00%
USD 3.50% 4.00%
EUR 2.50% 3.00%

Interest payments are calculated on your account balance based on the nominal interest rate. The annual interest yield shows how much profit you would receive if you reinvested interest payments earned on deposited funds into new deposits. See examples of annual percentage yield calculation (in Armenian)

regulation_8_03 (in Armenian)

If the deposit is returned prior to maturity by the customer’s request, ArmSwissBank will apply a recalculation of 0.5% (if the contract does not provide otherwise) and, if necessary, charge already paid interest payments from the deposit account.

www.abcfinance.am

https://www.abcfinance.am/finhelper/

* The Bank does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites by the third parties.
* In case of discrepancies between the published Armenian and English language information, the Armenian information prevails.