Investment instrument

By using opportunities in local and international market the Bank always develop effective investment solutions towards protection of invested capital, reaching current yield and further capital appreciation via following investing tools.

Money market instruments

Money market instruments ArmSwissBank clients can allocate their funds for a short term period in the following money market instruments, allowing more flexible and efficient cash management.

  • Government securities (buying and selling, forward contracts)
  • Forex trading (buying and selling, currency swaps, forward contracts)
  • Repurchase agreements
  • Gold bullions


Stocks

Stock signifies an investor’s right of ownership in a corporation, granting them a number of privileges, prerogatives and authorities. We offer stocks to customers who anticipate high revenues while accepting an equivalent level of risk. Stockholders can anticipate solid returns from fluctuations of stock prices under favorable market conditions.

Bonds

Bonds provide a certain return on invested capital at a set date in the future. They are less volatile than stocks, offering greater capital security and assured income. Unlike stockholders, whose returns are uncertain, bondholders have the advantage of more predictable returns.

Investment funds shares

Investment funds generate income by issuing shares and investing them in other instruments of the market. The collective investments of the funds’ shareholders are managed by a professional fund manager, based on a continuous analysis of the securities market. As investment funds use a range of financial instruments, they provide investors with a level of diversification not available to an individual investor and - unlike stocks and bonds – offer a high return with a moderate risk level.

Futures contracts

A futures contract is an agreement to buy or sell an underlying asset – e.g. energy, foreign currency, metals and agricultural products - at a pre-determined price in the future. Futures contracts do not assume physical delivery of the underlying asset. The difference between the market price of the underlying asset in the physical (real) market on the futures contract's expiry date - or on a date when an offset deal is concluded - and the pre-determined price is paid to the succeeded party. Futures contracts reduce exposure to price fluctuation risks and can assist exporters/importers and other financial organizations to manage their financial flows more effectively.

Currency options

A currency option is a contract between two parties which gives the buyer of the option a right – but not an obligation - to purchase the underlying currency from the seller at a pre-determined price and date in the future against a premium. Like futures contracts, currency options reduce exposure to price fluctuation risks and can assist exporters/importers and other financial organizations to manage their financial flows more effectively.

* In case of discrepancies between the published Armenian and English language information, the Armenian information prevails.