We offer multi-currency term deposits with flexible rates and maturities, starting from 33 days. The advantage of term deposits over other investment options is their simplicity and predictability; they are a very safe option for low-risk investors who prefer predictable income over a set period. A deposit account allows you to earn a guaranteed return on the amount invested for a fixed period, and can be chosen according to the type of currency, maturity period or interest payment options. Please note that ArmSwissBank has minimum limits for the following currencies:

• AMD starting from 10,000,000
• USD starting from 20,000
• EUR starting from 20,000
• RUB starting from 1,000,000

As a depositor of the Bank, by placing a deposit of the minimum deposit amount set by the bank or more, you can receive a free international Mastercard, to which, if desired, the interest on your deposit will also be transferred.
The type of payment card provided: Standard, Gold, World or Business, depending on the amount of the deposit.

Further information on term deposits

• Sample deposit agreements
• Standard term deposit annual interest rates
• Replenishable term deposit annual interest rates
• Cumulative term deposit annual interest rates
• Deposit guarantee remuneration
• Information bulletin (in Armenian)
• Deposit agreement procedure (in Armenian)

Interest payments are calculated on your account balance based on the nominal interest rate. The annual interest yield shows how much profit you would receive if you reinvested interest payments earned on deposited funds into new deposits. See examples of annual percentage yield calculation (in Armenian) . 

regulation_8_03 (in Armenian)

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