Deposits

We offer multi-currency term deposits with flexible rates and maturities, starting from 33 days. The advantage of term deposits over other investment options is their simplicity and predictability; they are a very safe option for low-risk investors who prefer predictable income over a set period. A deposit account allows you to earn a guaranteed return on the amount invested for a fixed period, and can be chosen according to the type of currency, maturity period or interest payment options. Please note that ArmSwissBank has minimum limits for the following currencies:

  • AMD starting from 10,000,000
  • USD starting from 20,000
  • EUR starting from 20,000
  • RUB starting from 1,000,000

Further information on term deposits

IN THE CASE OF DISAGREEMENT OF LOANS CURRENCY AND FUNDS/DEPOSITS
ISO CODE UP TO 30 31-90 91-180 181-270 271-365
AMD 0.00% 0.00% 0.00% 0.00% 0.00%
USD 0.00% 0.00% 0.00% 0.00% 0.00%
EUR 0.00% 0.00% 0.00% 0.00% 0.00%

 

IN THE CASE OF AGRREMENT OF DEPOIST AND LOANS CURRENCY
AMD Percentage of deposit plus two percentage point
OTHER CURRENCY Percentage of deposit plus three percentage point

 

IN THE CASE OF BONDS ISSUED BY THE BANK
ISSUE CURRENCY UP TO 30 31-90
AMD 0.00% 0.00%
USD 0.00% 0.00%
EUR 0.00% 0.00%

Interest payments are calculated on your account balance based on the nominal interest rate. The annual interest yield shows how much profit you would receive if you reinvested interest payments earned on deposited funds into new deposits. See examples of annual percentage yield calculation (in Armenian)

regulation_8_03 (in Armenian)


www.abcfinance.am